DUI vs. DWI: Understanding the Differences
What is a DUI or DWI?
DUI
DUI stands for "driving under the influence." It is a charge that arises when a law enforcement officer believes you were impaired by drugs or alcohol while operating a vehicle.
DWI
DWI stands for "driving while intoxicated." It is a more specific charge than DUI, and it typically refers to driving while under the influence of alcohol. However, some states use the terms "DUI" and "DWI" interchangeably.
Is a DUI a Felony?
Whether a DUI is a felony or misdemeanor depends on the jurisdiction and the circumstances of the case. In most states, a first-time DUI is a misdemeanor. However, subsequent DUIs or DUIs that involve serious injuries or death may be charged as felonies.
How Does a DUI Affect Insurance Premiums?
A DUI charge does not automatically impact your insurance premiums. However, if you are convicted of a DUI, your insurance rates may increase. The amount of the increase will vary depending on your driving history, the state you live in, and the insurance company you have.
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